Payment plan & mortgage calculator
Work out the booking amount, monthly instalments during construction, what's due at handover and your monthly mortgage, for off-plan or ready property in Abu Dhabi.
The rate is an example only. Ask your bank for a current offer.
Estimates for guidance only, not financial advice. Bank rates, fees and eligibility depend on your situation; I'll confirm the real numbers for a specific unit.
Frequently asked questions
How do off-plan payment plans work in Abu Dhabi?
You pay a booking amount, then instalments during construction (for example 60% in total), and the rest at handover (for example 40%), which you can pay in cash or with a mortgage.
How much down payment do I need for a mortgage in the UAE?
Expats typically need at least 20% for a first home under AED 5 million, under UAE Central Bank loan-to-value limits. Higher-value or second homes need more.
What other costs should I budget for?
The 2% registration fee with ADREC/DARI, mortgage registration of 0.1% of the loan, bank fees and valuation. See the full buying costs guide on this site.
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